Archive for July, 2008
Is it illegal to have contractor do work for the amount only that insurance will pay and waive my copay?
We have a leak in our kitchen which we just discovered recently. Were told we needed a resoration company come in and pull cabinets out in order for plumber to repair. Filed claim with homeowners insurance. Homeowners insurance estimated work should all cost $2900, so because we have a $1000 deductible , insurance sent us a check for $1900. Is it illegal for us to find a restoration company that will do this for only the amount that inusrance will pay or to do some of the work ourselves to save money? The one restoration company that we called out here, won’t give me their estimate. They only say “we work off the insurance estimate and you will sign insurance check over to us and then write us separate check for $1000 deductible”.